How Much Did I Save From My 9-Month Old Money Box?

I can still remember from the onset of the year 2020 I swore that I will save money in a piggy bank. I got inspired with the shared practices of Financial Coach Chinkee Tan. Something that everyone can use for different purposes such as Calamity, Emergency and Investment Fund.

Henceforth, I will place every peso and bills left in my purse and shoot in my container, but still keeping some cash-in-hand on the spot and cash-at-hand whenever needed.

I know that this is quite challenging to be everyone’s resolution, but we all know this is something that we could benefit from. This exercise will then shift everyone’s money mindset in different areas as well.

Filipinos are trying creative ways to save and stay motivated, until different ipon (saving) challenges emerged. One which caught my drive was the Peso Sense Ipon Challenge.

Here’s the Ipon Challenge template I followed:

100 pcs – 1 peso coin
90 pcs – 5 peso coin
80 pcs – 10 peso coin
70 pcs – 20 peso bill
60 pcs – 50 peso bill
50 pcs – 100 peso bill
40 pcs – 200 peso bill
30 pcs – 500 peso bill
20 pcs – 1,000 peso bill

I set no particular rules on saving, soon as I already have the spare specific coins and bills I persist to deposit it in the money box.

And, I don’t forget to shade the circle on the template.
Ta-dah! I was able to save a grand total of 53,750.00 PHP! 

What did I do to make this happen?

#1 I challenged myself

Growing up, I used to save money in my DIY piggy bank, money jar, or even a box. Even though I have my own bank account, I’m feeling something special, (if you know what I mean) about having a money box, it’s like I’m pouring water on a soil waiting for something to grow and harvest it on the latter. So, I challenged myself from weighing what are the needs and just the wants.

#2 I tracked the progress

So, I got to finally decide this method, the Peso Sense #IponChallenge, but I did it in my own way, something which I think is doable and I’m confident with. I got to easily adjust the amount I save depending on to what my budget allows. Also, consistency is really the key. If I didn’t save up last week, I’ll make sure I’ll be able to save double this week.

#3 I changed my mindset

As part of the Generation Z, I came to face paying bills early. So I got to spend what I can and save what I should. I do not compromise to pay the bills just to save, so I set saving as part of the bills as well haha. If I can’t pay it now, I’ll definitely make a way to increment it next time.

#4 I gave

I also need to take a part of my salary to give. To share to my parents and some sort to my sibs. If I give, it would lessen the money on-hand, then I will be challenged to save again to have something to give in the future. Simple as that, yes, they’ll be asking for some, but they won’t always ask. The important thing is that I have a saved back-up whenever needed.

#5 I set goals

Obviously, the reason behind this stuff is that I have goals, the reason why we all save. Of course, also having in mind about emergency fund, or something to use to what I aim for. It’s good to have things or go somewhere using the money you’ve hard-earned and saved all throughout.


Now, where’s the money?

Well, it’s all in good hands now. Something is soon to rise that I’d be gladly to share with you all. There’s nothing left from the money box. It’s all gone. Why do I feel that it’s so hard to start over again after the months that I’ve been through with this challenge? HAHAHA

Anyways, maybe the same routine again. One step at a time, until I got to finally shade all the empty circles completely again.


Saving is essential, but don’t ever compromise your wants. We only live once, we should spend the most out of it. Money can’t buy us happiness, yeah it’s from Price Tag. Just see to it that you don’t spoil yourself too much.

It’s not your salary that can make you rich, your spending habits will. Investment for yourself is a smart move, it’s a good catch for your short-term or long-term goals (coming from me huh?).

So, when are you going to start saving?

What’s In Store For You With De La Salle Lipa’s BorderFree Education?

It’s New Normal!

How’s everyone doing these times? It’s been ages since we’re stuck at home, right? As a sword to fight for productivity, I know very well that some of you had some engaging to webinars, whilst some are having their perfect fitspiration to tone up, or catching up with a multitude of books, grinding their mobile games, binge-watched some series, decluttered storage and closets, and even tried new recipes like dalgona coffee or something that’s all over TikTok, so to speak. 

And of course, you can’t forget to keep in mind that you’re also missing everything about school, perhaps. Rushing your way to school, hearing the sound of the busy city, seeing your colleagues, standing by the chez and having some snack, eating at the secret shop, doing some research at the Library, and Nexus Labs (while freezing) as you wait for your next class.

I believe you guys also missed your professors, their lectures, the activities, exams, and projects and some kinds of school stuff, right? Hmm, I wonder if you really do? Hayy, how I wish and all of us wish that these happenings in the world end in no time. The good thing is that you guys are all safe. 

Now, it’s official! Welcome back to school. Yes school, it’s not actually a classroom nor a physical school. It’s what we call now the borderfree classroom. So what is actually in store for you, and us teachers with this term?

In response to the challenges in the education system as well as the constraints brought about by the COVID-19 pandemic, De La Salle Lipa (DLSL) is moving forward with its Borderfree Education program.

What is BorderFree Education?

De La Salle Lipa BorderFree Education is the “School of the Future,” empowering students to take greater ownership of their learning process. It integrates Academics, Campus Life, and Campus Services supported online by faculty, staff, and other shared services personnel – offering Education-on-Demand.

Why BorderFree Education?

DE LA SALLE LIPA endeavors to create an environment that forms learners to participate in the creation of a just, equitable, sustainable, and inclusive society through the experience of:

A BORDERFREE COMMUNITY of learners that promotes the excellence of the whole person and that together and by association, give witnesses to Faith, Service, and Communion;

A BORDERFREE CAMPUS that is responsive to the needs of learners and supportive of their success in the learning journey;

A BORDERFREE CLASSROOM where learners are guided to become actively engaged in the design of their learning experiences.

The BorderFree LMS powered by Canvas is designed to help usher in a new era of education for De La Salle Lipa students. With the LMS in place, you can take better control of their learning as we, instructors provide important guidance along the way.

The LMS is also designed to foster confidence and collaboration among the students. You are given more meaningful roles as you take part in Borderfree Education made possible by the LMS. Slowly but surely, the LMS helps you become more independent learners.

DLSL BorderFree Classroom

  • Flexible, self-paced, self-directed programs
  • Gamified Assessments that may be finished anytime within the 20-week Semester Cycle
  • Life-skills training at age-appropriate levels

DLSL BorderFree Student Life

  • Enriched and engaged Student Life
  • Online athletic and varsity coaching activities
  • On-demand life-coaching services

DLSL BorderFree Campus

  • Much reduced costs and higher value-for-money
  • Full-service help desks to help stakeholders navigate the platform
  • Full online access to libraries all over the world

Read more about it on https://www.dlsl.edu.ph

Sooooo, this school year will be fully equipped with online modules, there will be modules given good for the whole semester. Each module has Formative and Summative Assessments to take. Each module will be consumed for several weeks. Isn’t it long enough? You don’t have to feel extra pressured to keep hustling and fill your time to complete and finish the tasks you have.

We are all going through this global pandemic phenomenon, and we are being inundated with tons of anxiety-inducing news about coronavirus update which really affects our mental health. We are stuck in this traumatic experience which adds to our emotional discomfort and unsteadiness. It’s indeed hard to process when we’re still in the battle, so it’s really not a bad idea to give some grace and be more gentle with ourselves during this time.

We are all adjusting, so we have to bear with each other as we face this new normal realm. We have to be open-minded at all times.

To my students, I am thrilled to guide you all on this journey!

Care to share some of your quarantine stories? And what do you expect to this BorderFree Education? Thread on the comments section below.

Samgyeopsal with Friends: A Quick Escape

The Philippine government under the approval of COVID-19 Inter-Agency Task Force (IATF) already imposed to gradually ease restrictions for food establishments but with only 50% capacity to areas under modified general community quarantine (MGCQ).

Definitely good news for those who crave for their favorite Samgyeopsal dishes. And as for me and my friends, we took this chance soon as we’re free to dig in.

We removed our masks for a second, so there’ll be visible smiles on our faces.

Since it’s Sunday, where we’re all free from work we took this moment to visit Sampgyup Korean Restaurant located in SM City Batangas. In fact, we have other choices, but we have other matters to do inside the mall, so we considered this place.

It’s our first time to eat in this Korean house, the typical ambiance is evident with grilling pan and smoke pipe Korean exhaust blower. Of course, the place is filled with a K-pop playlist where customers can hear some Korean vibe.

Before we finally sit and order, we were first asked to fill out a form which records some of our health histories, given hand sanitizers, and the staff checked our body temperature with the infrared temperature gun. Then, we’re led to sit in a four-seater table. These kinds of stuff of the restaurant were the norms to follow strict health protocol standards imposed by the government since they are allowed to welcome dine-in customers.

We ordered the Unlimited Pork (Bulgogi, Soy Garlic, Gochujang, Soju Pork, Plain) and Chicken (Salt & Pepper, Gochujang) worth 399PHP with side dishes which include Kimchi, Cucumber and Carrot salad (tossed in vinegar and a bit of ginger), Sweet baby potatoes, Japchae (glass noodles stir-fried with vegetables), Korean braised tofu, Lettuce, Korean egg and Steamed rice.

Same with some restaurants we’ve been to, we cooked the meat on a grill pan. For some, they use charcoal grill which somehow brings a better taste to the meat. And some Korean restaurants offer to cook the meat for the customer. But for us, it is always more fun and exciting to grill the meat ourselves even though we’re starving already haha.

We were able to consume two servings of Pork and Chicken which were enough to satisfy our cravings. It’s kinda tiring to grill it honestly so haha. Also, I commend the staffs for their approachable service, the serving time didn’t take too long as well. The music on the screen was a real deal, the playlists that time were Blackpink’s, Red Velvet’s, Momoland’s, and SNSD’s where we’re able to sing and hum too, while grilling. Since we’re not experts, we were unsure if we cooked the meat perfectly or still undercooked. Uhmm as they say, Happiness is cooking with friends and eating together. And foods taste better when you eat it with them anyways. 😊

We were blessed not just the financial needs, but also the time and friendship we have had for a long time. We know that we can’t fully use the time for other stuff, since we’re still on these trying times. We’re just so thankful that we’re all safe and still able to meet and have a quick escape, have good food to eat while sharing some talks about how our lives have been so far while we’re on a distance and quarantined for about four months now.

Till our next food trip. So, how are you and your friends going these times? Let me know down the comment section below.

Happy Father’s Day, Dad!

There are too many memories of you (and still counting) which I can still hark back to as a grown-up. I can still picture on how it went and I recollect some of those thoughts and have to write it in my blog so I can look and read back on it whenever I want to.


I was five, the time when I had to run for a mile to catch you and give you your pocket-size brown comb that you used to fix your hair when you go to work.

Can still remember that you’ll always buy my favorite sour cream & onion piattos and yakult when I’m ill so I can calm on those times.

7AM on the second grade, you brought me to school and then you left off to work. I slid on the seesaw, my white kentucky shirt got fully covered with mud when I fell. I hastily ran to your auto mechanic shop just in front of the school, I cried because of dirt. As quickly you bought a shirt at the nearby market, so I won’t be late for class.

It was my 7th birthday when I saw a picture on the table at the back of the house. I got curious to see what’s printed on it. So, I approached and came close to have a look on it. The moment I stood beside the table, a delirious dog attacked and bit me. I was too little to run away and escape from it. You saw me there, briskly you pulled me to get off the mad dog — (I was so lucky that a fully equipped quack doctor was there haha).

I fell asleep as I waited for the news on the TV, I was 8 the night that I cried because we were tasked to write one from the news statements that we will watch, to be presented the next day which I failed to do so. Glad you were there, you wrote a piece for me, even though you didn’t watch the news haha. I was amazed and I memorized it then, so I can report it to class.

There are other memories untold that I treasure. These are just some of those remarkable, cutest, and sweetest gesture you’ve ever done as my father. Even there are times I know I was wrong but you’re still on my side. I love you for keeping your eyes on me and watch me grow. I didn’t know if you knew, so I’m taking this chance to say, I love you Dad!

Know that when you and Mom get older, I’ll take care both of you.

Birthday Blog | June 7, 2020

Honestly, I had no idea that this pandemic which we didn’t expect unveiled to drastically spread to cause lockdown which happened to be extended to its utmost until it reached my special day, indeed anxiety-inducing. We were under quarantine, and I had to adjust about the setup to what’s going to happen after all the plans I made in my mind prior to this.

So here’s the thing, I admit that I’ve had a birthday blues, this might sound an oxymoron but, yes I had to deal with it. Despite the fact that I should be excited anything about my special day like positivity, love, joy, attention, people, and other stuffs — it seemed to be a paradox, or something I’m feeling to contradict with what it should look like or what should I feel.

Maybe for some, it feels like they’re obligated to feel special and celebrate the day they were born. And as for me, I know this is supposed to be a good time and I’m blessed about the present and good things happened and still happening in my life, it’s just that there are tons of thoughts which gradually bug me to feel anxious on my birthday. Here are some:

#1 I’m aging another year. “Age is just a number” they say, but there’s no denying about the feeling and the changes which come along with getting another one. I got to always compare my present self to my younger self about my physical, mental, and emotional aspects. I know it will take at least a couple of times to accept it and look forward.

#2 I’m feeling the weight of others expectation. I believe it’s just really up to me on how I put action to make something happen for my sanity, career, family, or finances and to obtain it in a specific time as I age. You definitely can’t avoid some people to observe the gap between who you are and what they want you to have or become. But on another note, it’s easy to say for some that they don’t need anyone’s validation on how they should be living their lives because there’s always a perfect timing and chance for everyone. Which I think I should keep in mind also.

#3 My own expectations. I have this unhealthy attachment to things like expecting outcomes I wish I could control but I just couldn’t. My birthday serves every year as the reminder to accomplish things I wanted for a certain age. It allows me to contemplate the things which I haven’t accomplished yet which tends to create heartbreaks through my expectations. But I guess it’s time to count all the accomplishments I did whether big or small and feel proud of my capabilities I lacked to notice.


My 23rd Birthday 🎈

“It’s my birthday, so I’m celebrating everything.”

Despite all these things in my head, and on what’s happening around, my birthday was still a blast, and I am blessed to have my family, friends and colleagues to make me feel I’m showered with abundance of appreciation, love, and warmth for me to embrace this so-called birthday blues. I think it’s normal for a certain individual to feel sad around his birthday, which I experienced it myself but I overcome it.

How about you? Ever felt something to came up with realizations on your birthday? How do you spend your day?

I wonder what’s going to happen next. See you on my next blog.